Owning a home in Florida comes with many benefits. One of the biggest benefits is property tax exemptions.

These exemptions can lower the taxable value of your home, which may reduce the amount of property taxes you pay each year. Because of this, many homeowners can save hundreds or even thousands of dollars over time.

In this guide, we will explain how these exemptions work, who may qualify, and how to apply.

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What Is a Property Tax Exemption?

A property tax exemption reduces the portion of your home’s value that is taxed.

For example:

If your home is valued at $350,000 and you receive a $50,000 exemption, the taxable value may be lower. As a result, the property taxes may also decrease.

These programs are designed to support homeowners who live in the property as their primary residence.

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Florida Homestead Exemption

The most common tax benefit for homeowners is the Homestead Exemption.

Homeowners who qualify may receive up to $50,000 off the taxable value of their home.

This exemption is available to people who:

• Own the property
• Live in the property as their permanent residence
• Apply through their county property appraiser

Another helpful feature is that once approved, the Homestead Exemption automatically renews each year as long as ownership and property use do not change.

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Where to Apply for Homestead Exemption

Where to Apply for Homestead Exemption in South Florida

Homeowners can apply directly through their county property appraiser’s website.

Below are the official websites for the major South Florida counties.

Broward County

Homeowners in Broward County can apply online here:

Broward County Property Appraiser
https://www.bcpa.net/homestead.asp

This website also lists additional exemptions and provides tools to check property records.

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Miami-Dade County

Residents in Miami-Dade County can apply through:

Miami‑Dade County Property Appraiser
https://www.miamidade.gov/pa/exemptions_homestead.asp

The site allows homeowners to apply online and review other available tax benefits.

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Palm Beach County

Homeowners in Palm Beach County can apply here:

Palm Beach County Property Appraiser
https://pbcpao.gov/homestead-exemption

This site also provides property tax tools and exemption information for residents.

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Important 2026 Filing Deadlines

The filing timeline for the 2026 Homestead Exemption is important.

• Timely filing period: March 4, 2025 – March 2, 2026
• Late filing deadline: September 18, 2026

If a homeowner misses the regular filing deadline, they may still apply during the late filing period. However, September 18, 2026 is the final deadline, and state law does not allow exemptions to be filed after this date.

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Limited-Income Senior Exemption

Some Florida counties offer additional tax savings for seniors.

To qualify for the Limited-Income Senior Exemption, applicants must:

• Be 65 years old or older as of January 1, 2026
• Have a combined household adjusted gross income for 2025 not exceeding $38,686
• Own and live in the property as their primary residence

Because this exemption is income-based, homeowners must apply and verify their income each year.

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Disability Exemption

Florida also provides property tax relief for residents with qualifying disabilities.

This exemption may be available to individuals who are:

• Blind, or
• Totally and permanently disabled, and
• Legal residents of Florida

Eligible homeowners may receive additional tax savings.

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Veteran and Military Exemptions

Florida provides additional property tax exemptions for veterans and active military members.

These may include benefits for:

• Veterans with service-connected disabilities
• The unremarried surviving spouse of a veteran with a service-connected disability
• Active-duty service members deployed outside the United States in support of designated military operations

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Surviving Spouse of a Veteran or First Responder

An unremarried surviving spouse of a military veteran or first responder who died in the line of duty may qualify for an exemption covering the full assessed value of a homesteaded property.

This exemption helps support families who have lost loved ones while serving their community or country.

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Why Property Tax Exemptions Matter

Property tax exemptions can provide real financial benefits.

They may help homeowners:

✔ Reduce annual housing expenses
✔ Improve long-term financial stability
✔ Support seniors, veterans, and families in the community

Over time, these savings can make homeownership more affordable.